Saturday, February 4, 2012 Toronto: -2 °C Mostly Cloudy Warsaw: -16 °C Sunny Chicago: 2 °C Cloudy Name Day:
AngielskiPolski
Search the Credit Union website
Personal Services Business Services Homebanking Login Current Rates Branch Locations & Business Hours ATM Locations
Online Banking Login
POLCU MasterCard Login
Polish Studio
  Rates & Fees - Rates

Closed Mortgages - Residential - First

 Term/Description

CAD %

 6 Months Closed  4.50
 1 Year Closed  2.15
 2 Years Closed  2.65
 3 Years Closed  2.75
 4 Years Closed  2.99
 5 Years Closed  2.99

Closed Mortgages - Residential - Second

 Term/Description

CAD %

 6 Months Closed  4.95
 1 Year Closed  2.60
 2 Years Closed  3.10
 3 Years Closed  3.44
 4 Years Closed  3.44
 5 Years Closed  3.44

Other Mortgages

 Term/Description

CAD %

 1 Year Residential First - Open  7.45
 1 Year Residential Second - Open  9.00
 5 Years Variable - Open  5.50

Closed Mortgages - Commercial

 Term/Description

CAD %

Call for Rates 

Credit Union Prime

 Term/Description

CAD %

 Credit Union Prime  3.50

Personal Loans (Variable Rate)

 Term/Description

CAD %

 Variable Rate - 1 to 5 years From 6.99
 Secured By CU Funds From 4.75
 New Car Loans - 1 to 5 Years From 6.49
 Pre-Owned Car Loans - 1 to 4 Years From 7.49

Personal Loans (Fixed Rate)

 Term/Description

CAD %

 RRSP Loan - 1 Year  4.00
 RRSP Loan - 2 Years  4.50
 New Car Loans - 1 to 5 Years From 5.99
 Pre-Owned Car Loans - 1 to 4 Years From 6.99
 Debt Consolidation - 1 to 5 years From 14.00
 Fixed Rate - 1 to 5 years From 6.49
 Vacation Loan From 6.49
 Overdraft Interest  21.00

Line of Credit

 Term/Description

CAD %

 Overdraft Line of Credit  14.75
 Personal Line of Credit From 5.75
 HELOC / Secured Line of Credit From 4.25
 Student LOC Prime Plus 1.00

Commercial Loans

 Term/Description

CAD %

 Canada Small Business Financing 3yr Closed Special  5.99
 Commercial LOC Prime Plus

GIC

 Term/Description

CAD %

 1 Year  1.25
 2 Years  1.50
 3 Years  1.75
 4 Years  2.00
 5 Years  2.25

GIC RRSP / GIC RRIF / GIC TFSA

 Term/Description

CAD %

 1 Year  1.25
 2 Years  1.50
 3 Years  1.75
 4 Years  2.00
 5 Years  2.25

Step Up GIC's
Step Up GIC's - RRSP
Step Up GIC's - RRIF
3 Year
5 Year

 Term/Description

CAD %

CAD %

 1st Year  0.85  1.00
 2nd Year  1.20  1.25
 3rd Year  3.00  1.75
 4th Year    2.25
 5th Year    3.00

Savings

 Term/Description

CAD %

 Daily Interest  0.10
 Daily - Sixty Plus  0.60
 Silver  0.10
 Silver - Sixty Plus  0.60
 US Daily  0.10

T-Bills

 Term/Description

CAD %

 $ .00 - 4,999.99  0.10
 $ 5,000.00 - 9,999.99  0.10
 $ 10,000.00 - 24,999.99  0.15
 $ 25,000.00 - 49,999.99  0.35
 $ 50,000.00 +  0.50

Child-Youth-Student

 Term/Description

CAD %

 C-Y-S  0.75

Current Account

 Term/Description

CAD %

 $ .00 - 1,999.99  0.00
 $ 2,000.00 - 4,999.99  0.00
 $ 5,000.00 - 9,999.99  0.00
 $ 10,000.00 - 99,999.99  0.00
 $ 100,000.00 +  0.15

Certificates

 Term/Description

CAD %

US %

 30 days  0.10   0.05
 60 days  0.10   0.05
 90 days  0.25   0.05
 120 days  0.35   0.10
 180 days  0.40   0.10
 270 days  0.45   0.10
 1 year  0.70   0.10
 2 years  1.00   
 2 Years + 2 Months  1.10   
 3 years  1.20   
 4 years  1.30   
 5 years  1.50   
 2 years - monthly int.  1.00   

TFSA

 Term/Description

CAD %

 1 Year  0.70
 2 Years  1.00
 3 Years  1.20
 4 Years  1.30
 5 Years  1.50

RRSP / RRIF

 Term/Description

CAD %

 1 year  0.70
 2 years  1.00
 2 Years + 2 Months  1.10
 3 years  1.20
 4 years  1.30
 5 years  1.50

Member News
Our Credit Union NewsletterSite MapPrivacy PolicyInternet Banking Agreement