St. Stanislaus - St. Casimir's
Polish Parishes Credit Union Limited

RATES BULLETIN

16 November, 2006

TERM DEPOSITS

Certificates (%)

  Can. % US %
30 day 2.15 0.25
60 day 2.15 0.50
90 day 2.25 0.75
180 day 2.35 0.75
270 day 2.45 1.00
1 year 2.90 1.25
2 year 3.55 n/a
3 year 3.10 n/a
4 year 3.10 n/a
5 year 3.65 n/a
7 Year 4.10 n/a
2 year - monthly int. 3.50 n/a

RRSP (%) - Includes 0.25% Bonus

Variable 0.75
1 year 3.15
2 year 3.80
2 Year + 2 Months 3.85
3 year 3.35
4 year 3.35
5 year 3.90
5 Year + 5 Months 3.95
7 year 4.35

RRIF (%) - Includes 0.25% Bonus

Variable 0.75
1 year 3.15
2 year 3.80
3 year 3.35
4 year 3.35
5 year 3.90
7 year 4.35

SAVINGS DEPOSITS

Savings (%)

Daily Interest 0.10
Daily - Sixty Plus 0.60
Silver 0.10
Silver - Sixty Plus 0.60
US Daily 0.10
Child-Youth-Student 3.50

T-Bill (%)

$ .00 - 4,999.99
 0.15
$ 5,000.00 - 9,999.99 0.35
$ 10,000.00 - 24,999.99 0.70
$ 25,000.00 - 49,999.99 1.05
$ 50,000.00 + 1.40

Current Deposits (%)

$ .00 - 1,999.99
 0.00
$ 2,000.00 - 4,999.99

0.00

$ 5,000.00 - 9,999.99
 0.00
$ 10,000.00 - 99,999.99
 0.00
$ 100,000.00 +
 0.25

 

LOANS & MORTGAGES

First Mortgages (%)

6 Month Closed 5.60
1 Year Open 8.40
1 Year Closed 5.40
2 Year Closed - Special 5.40
3 Year Closed 5.40
4 Year Closed - Special 5.40
5 Year Closed 5.40
5 Year Variable 7.00
5 Year VIP Variable Convertible 5.60
7 year closed  5.40

2nd Mortgage (%)

1 Year Open 11.40

Personal Loans – Variable (%)

Variable Rate - 1 to 5 Years

  From 8.00
Secured By CU Funds 6.00
New Car Loans - 1 to 5 Years

  From 7.00
Pre-Owned Car Loans - 1 to 3 Years

  From 7.50

Personal Loans – Fixed (%)

RRSP Loan - 1 Year 6.00
RRSP Loan - 2 Years 7.00
New Car Loans - 1 to 5 Years

  From 7.00
Pre-Owned Car Loans - 1 to 3 Years

 From 8.00
Debt Consolidation - 1 to 5 years 15.00   
Fixed Rate - 1 to 5 years

 From 8.00

Line of Credit (%)

Overdraft Line of Credit  15.00   
Personal Line of Credit

   From 7.00
HELOC / Secured Line of Credit

  From 6.00